Section · Insurance
You run a safe, clean kitchen. Your premium can’t tell.Coming soon
Policy Lens reads your daily operations inside EvidLY — food safety, fire safety, every certification — against your insurer’s underwriting guidelines and the protective safeguards your policy requires, and flags the moment something falls outside. A gap becomes a fix today, not a finding at renewal.
The endorsement most kitchen leaders never read
Your property policy likely carries a Protective Safeguards Endorsement — a condition that you keep specific fire safeguards, such as your suppression system, fire alarm, and sprinklers, in working order. If a required safeguard lapses and a fire follows, that endorsement can give your insurer grounds to reduce or deny the claim.
Policy Lens flags the moment a safeguard falls out of service — before a lapse becomes a denied claim.
Everything your kitchen already produces, read against your policy
Food Safety
- →Cooler and hot-hold temperatures — logged every shift, in range or flagged.
- →Opening, closing, and night-crew checklists — closed and timestamped.
- →Corrective actions — logged, assigned, and closed.
Fire Safety
- →Fire suppression system service — the safeguard your policy may require, current and documented.
- →Hood and exhaust cleaning cadence — on schedule for your fire authority, not overdue.
- →Fire alarm, sprinkler, and extinguisher service — inspected, tagged, and in working order.
Personnel Certifications
- →Food handler cards — current for every person, every location.
- →Certified Food Protection Manager certifications — renewed before they lapse.
- →Allergen and safety training — documented across your team, every expiration flagged sixty days out.
Food safety and fire safety travel in the same portfolio but are measured on their own authorities — your county health department for food, your local fire authority for fire — and are never blended into a single number. Two records, two authorities. Your county already evaluates you; we do not invent a second score.
From the portfolio · EvidLY
Policy Lens launches with the Founder release.
Founding members get it first — upload your policy, get alerts the moment your operation drifts outside your coverage. Founder pricing is seat-limited to 250 restaurant seats.
See Policy Lens on EvidLY →For insurance partners
Brokers, Managing General Agents, and Underwriters — verified evidence, structured for loss control, current to the shift. Partner applications open soon.
Learn more on EvidLY →EvidLY is not an insurance company, insurance producer, broker, or Managing General Agent, and does not provide insurance, legal, or financial advice. Policy Lens output and alerts are informational only and must be reviewed with a licensed insurance professional; agents, brokers, and clients are responsible for confirming any alert or policy interpretation against the actual policy before acting on it. Alerts are based on guidelines provided by you or your insurer and do not guarantee insurance coverage, eligibility, premium reduction, or any underwriting outcome. A Protective Safeguards Endorsement, and the consequences of any lapse in a required safeguard, are defined solely by your policy and your insurer; Policy Lens does not guarantee that any claim will be paid or that coverage will remain in force. Review your policy and endorsements with your own broker. All underwriting and coverage decisions are made solely by your insurer. Meeting any guideline within EvidLY does not constitute compliance with, or a substitute for, the requirements of your county health department, local fire authority, or any other regulatory body. EvidLY does not generate an independent compliance score; your county evaluates your operation and EvidLY reflects that result. Policy Lens is in development and not yet active; features and availability are subject to change.
Disclosure. Stovio Advisors is a publication of EvidLY LLC. Cleaning Pros Plus, HoodOps, and EvidLY are sister brands. Vendor Connect partners pay for placement in vendor pages but do not influence editorial coverage. Editorial independence is governed by our editorial standards.